The program aims to provide financing for projects and companies operating in the digital transformation sector to achieve the following: 

• Developing capabilities in digitization for testing, analysis, management, or creation of digital products or services.
• Offering various digital services to reduce barriers caused by physical obstacles, streamline supply and value chains, and provide fast delivery of goods and services.
• Utilizing technology to solve complex problems, and develop innovative mechanisms and ideas contributing to economic development.
•  Encouraging the adoption of technological advancements in the financial services market and adopting advanced technologies, including artificial intelligence.
• Providing an attractive and inclusive digital investment environment aligned with sustainable development goals.
• Investing in digital transformation and bringing technology, technical expertise, and jobs to the local market.
• Investing in digital communication through applications, dashboards, and digital tools.
• Investing in e-commerce digitization and infrastructure to facilitate the digital transformation process in e-commerce.
• Any other services aimed at developing digital transformation.

 Financing Features: 

• Reduced interest rate of 3%.
• Grace period up to 12 months.
• Repayment period up to 48 months.

 Application Requirements for Financing: 

• The borrower must be at least 22 years old.
• The project should be registered with official departments, institutions, and associations, or possess tax documentation.
•  The borrower must not have overdue installments.
• The borrower must provide evidence of loan utilization for the intended purposes.
• Monthly income from the project or other family activities should cover the monthly loan installment.

 Banks Offering This Program: 

• Bank of Jordan
• Palestine Investment Bank
• Palestine Islamic Bank
• Safa Bank
• National Bank
• Egyptian Arab Land Bank
• Arab Islamic Bank
• Cairo Amman Bank
• Housing Bank
• Arab Bank
• Jordan Ahli Bank
• Bank of Palestine 

 Financing Application Process: 

Applications for financing are submitted through the Monshati platform:

• You need to log in or create a new user account to apply for financing.
• Fill out the information in the financing application and attach the required documents.
• Track the application through the platform and follow up with the bank through which the financing application was submitted.