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Digital transformation programme

 The program aims to provide financing for projects and companies operating in the digital transformation sector to achieve the following: 

  • Developing capabilities in digitization for testing, analysis, management, or creation of digital products or services.
  • Offering various digital services to reduce barriers caused by physical obstacles, streamline supply and value chains, and provide fast delivery of goods and services.
  • Utilizing technology to solve complex problems, and develop innovative mechanisms and ideas contributing to economic development.
  •  Encouraging the adoption of technological advancements in the financial services market and adopting advanced technologies, including artificial intelligence.
  • Providing an attractive and inclusive digital investment environment aligned with sustainable development goals.
  • Investing in digital transformation and bringing technology, technical expertise, and jobs to the local market.
  • Investing in digital communication through applications, dashboards, and digital tools.
  • Investing in e-commerce digitization and infrastructure to facilitate the digital transformation process in e-commerce.
  • Any other services aimed at developing digital transformation.

 Financing Features: 

  • Reduced interest rate of 3%.
  • Grace period up to 12 months.
  • Repayment period up to 48 months.

 Application Requirements for Financing: 

  • The borrower must be at least 22 years old.
  • The project should be registered with official departments, institutions, and associations, or possess tax documentation.
  •  The borrower must not have overdue installments.
  • The borrower must provide evidence of loan utilization for the intended purposes.
  • Monthly income from the project or other family activities should cover the monthly loan installment.

 Banks Offering This Program: 

  • Bank of Jordan
  • Palestine Investment Bank
  • Palestine Islamic Bank
  • Safa Bank
  • National Bank
  • Egyptian Arab Land Bank
  • Arab Islamic Bank
  • Cairo Amman Bank
  • Housing Bank
  • Arab Bank
  • Jordan Ahli Bank
  • Bank of Palestine 

 Financing Application Process: 

Applications for financing are submitted through the Monshati platform:

  • You need to log in or create a new user account to apply for financing.
  • Fill out the information in the financing application and attach the required documents.
  • Track the application through the platform and follow up with the bank through which the financing application was submitted.