Estidama Plus Fund with a value of 500 million NIS About the Fund 

Dedicated to providing financing for various economic sectors, to inject liquidity into the Palestinian market and assist enterprises affected by the consequences of the war in their financial recovery and sustainability, thereby positively impacting the national economy. The fund is directed towards providing low-interest financing with favorable terms, medium to long-term repayment periods, and sufficient grace periods to ensure the targeted economic sectors benefit. These sectors include:

• Sectors affected by current economic conditions.
• Healthcare sectors.
• Agricultural sectors.
• Renewable energy and environmental conservation financing sectors, including MSMEs within the mentioned sectors.

 Apply for financing through the Estidama Plus Fund 

Financing Programs: The " Estidama Plus" Fund aims to assist affected and most vulnerable enterprises in recovering from the political and economic crisis resulting from the war, providing raw materials and necessary supplies to sustain operations, develop products, maintain their workforce, sustain production cycles, and address liquidity shortages for the following programs only:

 1. Recovery program for projects affected by the current crisis, providing necessary liquidity to the following: 

• Recovering from the political and economic crisis for affected and most vulnerable projects. 
• Providing raw materials and necessary supplies to sustain project operations and product development.
• Maintaining human capital and investing in it.
• Sustaining production cycles and targeting new sectors.
• Addressing liquidity shortages.

 2. Healthcare sector financing program to provide necessary liquidity for projects to finance the following: 

• Improving the quality of healthcare services provided.
• Developing medical centers and hospitals and establishing new departments.
• Retaining medical staff and attracting expertise. 
• Expanding medical services to include services related to chronic diseases and localized services. Purchasing necessary medical equipment for medical services.

 3. Agricultural sector financing program to provide necessary liquidity for projects to finance the following: 

• Investment and development in the agricultural sector, including the use of modern agricultural techniques and improving production rates.
• Agricultural projects affected by political, economic, and environmental fluctuations.
•  Development and investment in the food industry sectors. Sustaining production cycles and targeting new agricultural projects.
•  Implementing sustainable and modern agricultural practices to reduce negative environmental impacts resulting from agricultural activities.

 4. Renewable energy sector financing program for efficiency and environmental preservation purposes to provide necessary liquidity for projects to finance the following: 

• Renewable energy production projects and electricity production using solar cells and other environmentally friendly means.
• Sectors and projects aimed at reducing pollution levels, preserving the environment, and achieving a higher level of self-sufficiency.
• Transitioning to clean energy sources and reducing reliance on traditional energy sources and reducing greenhouse gas emissions that negatively impacting the environment.
• Projects aimed at reducing energy consumption and improving energy efficiency in various sectors such as construction, industry, and transportation.
• Conditions for Financing: The borrower must be Palestinian, and the financing must be exclusively utilized in Palestine.
• The project or enterprise must be officially registered and licensed with the relevant authorities or possess a tax file.
• Owners of large projects must have sufficient experience and knowledge in the field of financing purposes.
• The project should aim to expand the existing project or open new production lines.
• In the case of a new project, the financing amount should not exceed 50% of the total project cost. A report must be provided regarding the damages resulting from the political and economic crisis and the impact of financing in addressing these consequences, in addition to demonstrating the project's importance in contributing to sustainable development.
• A study assessing the environmental impact of projects related to the renewable energy and environmental conservation program must be provided. The
• project must be technically and economically viable for continuity.
• A recommendation from the Chamber of Commerce, Chamber of Commerce Federation, or the Private Sector Coordination Council is an additional advantage that facilitates project financing. 
  
  
  Credit Limits and Repayment Periods: Apply for financing through the Estidama Plus Fund.